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What if an insurance company told you that you could not get your long-term disability benefits because you did not “exhaust your administrative remedies?”  Do you even know what that means?  Neither did our client.  Thankfully, he did know to contact Stephanie Taylor, who has been helping people...

Read 5th DCA opinion prohibiting mortgage-holder signature requirement for Assignment of Benefits here. Read 4th DCA opinion allowing mortgage-holder signature requirement for Assignment of Benefits here. Last year the Florida Fifth District Court of Appeals rejected an argument by the insuranc...

We are incredibly proud of these two!  TWW has two of only three attorneys in Pensacola to be designated by their peers as “Super Lawyers” in Insurance Coverage. Congratulations Stephanie Taylor and Keith Weidner.  And, many thanks to The Pulse for sharing this super news!   The Pulse - Super Ne...

Has the other driver's insurance company offered to pay you policy limits? DO NOT SETTLE until you learn what other coverages may apply. TWW attorney, Keith Weidner, here discusses multiple policies that might provide coverage, that you may not be aware of. By settling for one policy limit, you m...

We've got some Super Lawyers on our team. Congratulations to TWW attorneys, Stephanie Taylor and Keith Weidner, who were designated by their peers as Super Lawyers, an achievement only 1% of Florida lawyers attain, in Insurance Coverage for 2018.  Check it out! Stephanie Taylor and Keith Weidner...

In 2017, Florida had 766 boating accidents, 52 more accidents than in 2016.  With its release of these 2017 boating statistics, the Florida Fish and Wildlife Conservation Commission (FWC) encourages boaters to focus on simple, effective steps that make boating safer.

If you sustain damage to your home, whether you believe it is covered under your policy or not, you should report the claim immediately to your insurance company. If repairs are made before the insurance company inspects the property, the insurance company might cry foul.

“The palest ink is better than the best memory.”  Have you ever heard that old Chinese proverb?  It means a written record is usually considered to be far more accurate than a memory.  As soon as you file an insurance claim, the insurance company begins putting everything in ink.  They create...

While it is a little spooky imagining yourself pulling up to an intersection surrounded entirely by driverless cars, would it surprise you to know studies have shown cars driven by computers are 94% safer than you?  If the studies and predictions are correct, safer roads and fewer crashes is exac...

Its been three months since the accident.  You filed your claim with the insurance company and the adjuster has been very nice, promising to pay your medical bills, and politely asking for documents.  You shouldnt do anything but wait because you only want what is fair, right?  WRONG. W...

Sometimes the entire insurance claim. Florida law provides insurance companies the right to deny otherwise legitimate claims because of innocent mistakes in insurance applications. In addition, most insurance policies contain a provision that allows the insurance company to completely deny your c...

If you are injured in a car accident by an at-fault driver, do you know who pays for your medical expenses?  Your health insurer or the at-fault drivers auto insurer?  What happens if you settle with the at-fault drivers insurance company and dont fully reimburse your health insurer?  If you d...

At TWW, we believe anyone who has a legal question should be able to get advice and answers for free.  That is why we never charge any fee or cost for an initial consultation to speak with you and learn your unique situation so we can advise you of your legal rights and what may be the best cours...

Many of us have been in a car accident.  Many of us have been at fault in an accident.  Sadly, with so many distractions at our fingertips these days in the form of smartphones, we can probably all admit to a near-miss or even an accident caused because we were looking at our phones while driving...

You should be. Do you know if you are covered by insurance when you opt to ride-share under Uber, Lyft, Sidecar or the like? Under whose policy? And do you have a policy of your own covering you? Florida legislators recently took up the issue of insurance regulations governing ride-sharing compan...

While damage to your home from Irma can feel devastating, one thing that might bring you comfort is that you have homeowners insurance. Unfortunately, not all insurance companies are created equal and all may not be able to pay all of the very costly claims from Irma. In the weeks before Irma str...

A family experienced a devastating tragedy when their youngest son was killed by a careless driver only 3 days prior to his 21st birthday.  The careless driver did not have sufficient insurance to compensate the family for the economic losses associated with the death of their son. Before agreein...