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What Is an Examination Under Oath (“EUO”)?

Posted by Phillip Warren | Sep 17, 2019 | 0 Comments

If you make a claim for benefits under your own insurance policy, you could be subject to an Examination Under Oath, often referred to as an EUO.  An EUO is a sworn statement given by someone who has made a claim due to fire, lightning, hurricane, or a car accident--just to name a few.  According...

TWW’s $1k Back-to-School Giveaway

Posted by Phillip Warren | Aug 20, 2019 | 0 Comments

lkjasdf TWW recently launched and completed a back-to-school giveaway campaign on Facebook asking all Escambia and Santa Rosa County teachers to send in their requests for up to $1,000 in needed school supplies for their students.  We know that too often teachers are left without all the necessa...

Do You Know Your Insurance Coverage?

Posted by Phillip Warren | Jul 18, 2019 | 0 Comments

With NOAA currently showing no tropical storms developing for the next five days, for those of us who live on the coast this is the perfect time to review your coverage and make sure you know what specific type of coverages you have, what exactly they cover, and—more importantly—what they do not ...

Do I Have to Attend an Examination Under Oath?

Posted by Phillip Warren | Jun 19, 2019 | 0 Comments

For many policyholders, who are not used to litigation, law offices, depositions, or court, the thought of sitting down before a bank of lawyers and microphones and being sworn in to endure hours of questioning is … terrifying.  And, we completely understand.  Although, as attorneys, we attend an...

What Is Ordinance and Law Coverage?

Posted by Phillip Warren | Jun 05, 2019 | 0 Comments

In the wake of Hurricane Michael, we have seen many policyholders asking about ordinance and law coverage.  Ordinance and law coverage is insurance coverage for loss caused by the enforcement of ordinances or laws regulating construction and repair of damaged buildings. As many of you know, build...

U.S. Supreme Court Rules in RainSoft Litigation

Posted by Phillip Warren | Jun 05, 2019 | 0 Comments

Read Home Depot, U.S.A. v. Jackson, Case No. 17-1471 (Sup. Ct. May 28, 2019) The Alleged Unfair and Deceptive Conduct As it has done with many consumers, Home Depot offered a homeowner in North Carolina a “free in-home water test.”  After the in-home presentation, the homeowner purchased RainSo...

Jury Makes Insurance Company Pay for House Fire Damage

Posted by Annie Dike | Apr 25, 2019 | 0 Comments

When Universal Property and Casualty Insurance Company denied these policyholders' claim for damage to their home from a fire, the homeowners contacted us.  This Pensacola family had purchased homeowner's insurance from the company with the red elephant, Universal Property and Casualty Insurance ...

Don’t DIY Your Insurance Claim

Posted by Annie Dike | Apr 10, 2019 | 0 Comments

Some things are okay to do yourself.  Others you should let a professional handle.  If you're not comfortable handling it alone, and your future depends on the outcome, why risk it?  If you've been injured in a car accident and you don't know what you are entitled to recover, that's no time to DI...

Know Your Coverage Before a Storm Forms

Posted by Annie Dike | Apr 04, 2019 | 0 Comments

As hurricane season approaches, it is important to know what coverage you have in place before a storm forms. When storms are heading towards land, most insurance companies stop selling new policies or won't allow coverage increases — or both.  That's why it's important to evaluate the insurance ...

Florida 2nd DCA Calls GEICO Out for Ignoring the Law

Posted by Annie Dike | Apr 02, 2019 | 0 Comments

Read Harper v. Geico, 44 Fla. L. Weekly D618 (Fla. 2nd DCA, March 1, 2019). The Florida Second District Court of Appeals showed it is not afraid to uphold your rights as policyholders under the law.  Unfortunately, insurance companies often try to come up with many fine-print or other outlandish...

Defective 3M Earplugs: Military Hearing Loss Claims

Posted by Annie Dike | Feb 21, 2019 | 0 Comments

If you used dual-sided Combat Arms 3M Earplugs™ after 2003 and suffer from tinnitus or hearing loss, you may be entitled to compensation   TWW attorneys, Phillip Warren and Keith Weidner, relied on earplugs to protect their hearing when they served in the United States Marine Corps.  When...

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