Many people also wait to contact an insurance dispute lawyer because they do not think they can afford an attorney. You can absolutely afford an insurance lawyer when you only pay if the insurance company pays you. Let that sink in:
YOU DO NOT HAVE TO PAY US UNLESS YOU GET PAID ON YOUR INSURANCE CLAIM
Not a dime. This is why we carefully consider each case we choose to handle, because it is a decision on our part to front all of the costs for the case (expert fees, court fees, the costs for depositions, trial, potentially tens of thousands of dollars) because we believe in your claim and we believe in your right to recover from the insurance company. We are putting our faith in your rights and the legal justice system, and we will only get paid for our work if you are paid the insurance benefits you deserve.
Florida Law Allows Us to Recover Our Fees and Costs From the Insurance Company
Florida law requires, in most circumstances, when you have to file a lawsuit against your insurance company and you win that—in addition to the insurance benefits the insurance company had already promised to pay you—they also then have to pay your attorney's fees? We handle most insurance cases on a contingency basis, meaning you pay no attorney's fees if there is no recovery.
You Can Not Afford to NOT Contact an Attorney
The only thing you can't afford is to trust that you don't need an insurance lawyer looking out for you because you only want what is fair. If you have suffered damage to your home or business as a result of fire, flood, or storms like Hurricane Michael or Sally, you need an insurance lawyer, even if you only want what is fair, because the insurance company rarely plays fairly. While they tell you they are “investigating” your claim, sending an adjuster out to document damage, or asking for records or receipts, they are often trying to find everything they can and use everything they find to DENY YOUR CLAIM. In the background, they are hiring experts (many of whom they have hired a hundred times before because their opinions are always favorable for the insurance company) to form opinions that allow them to say your damage is excluded. You likely cannot afford to hire your own expert, but we advance those costs on your behalf. We will hire experts for you, experts who will conduct reliable investigations and render honest, reliable opinions. You pay none of the costs we advance if there is no recovery.