The answer is yes because you don't pay anything until your long-term disability (LTD) insurance company agrees to pay you your LTD benefits. Unfortunately, we see this too often. A disabled doctor or other medical professional attempts to file their claim for LTD benefits on their own, even pursuing an appeal of their initial denial of benefits without seeking legal help, only to find out too late they made one or more irreparable mistakes that we can no longer fix.
Professionals often try to tackle the process alone because they believe they cannot afford a LTD attorney to assist them, when, in reality the opposite is true. They cannot afford not to bring in an experienced LTD attorney to assist because the likelihood their claim will be denied if they are pursuing it pro se is great, and the amount of LTD benefits they could lose as a result is even greater. Do not risk you and your family's future financial security on an unproven belief. Contact our professional team of experienced LTD attorneys at Taylor, Warren, Weidner & Hancock and ask how our LTD fee structure works before you decide to go it alone on your LTD claim.
How a “Contingency Fee” Works
These are all questions you should ask any LTD insurance attorney you are considering hiring upfront, before you sign a contract and choose to hire that attorney: Will there be any costs I will have to pay? Will there be any fees? How will they be paid? Do I owe anything if we do not win? At Taylor, Warren, Weidner & Hancock we typically handle long-term disability (LTD) denial cases under what is known as a “contingency fee.” Meaning, we usually do not get paid anything unless there is a recovery. We also typically advance all of the costs incurred in your case, meaning we pay the costs upfront and do not charge them to you until the end only if we make a recovery from your LTD insurance company.
Under this arrangement, if there is no recovery, you owe no costs. That is the risk we take on in agreeing to handle your long-term disability case. And, if the insurance company fights hard to try to avoid paying your LTD claim, which is often, it can sometimes cost us tens of thousands of dollars to take the case all the way to trial. But, that is what we are prepared to do with any case we take on, because we are here to fight for you. Any LTD insurance attorney you are considering hiring should be able to easily explain how fees and costs will be incurred and paid in a way that you understand, and you should not hesitate to ask questions about the arrangement if anything is unclear to you. You should also ask any attorney you are considering hiring these five questions as well. Remember: who to hire is your decision, and not one that should be taken lightly.
Have Questions About Our LTD Claim Fees? Ask us!
If you would like to get to know us better and ask us these important questions before filing your claim for long-term disability benefits or considering to bring one of our experienced attorneys on board to help with your LTD claim, we would be happy to answer. Give us a call or schedule an appointment. We never charge any fee or cost for an initial consultation to answer your questions and explain your rights. [email protected] or (850) 438-4899.