Subrogation in Personal Injury Settlements
In this Legal Minute Video, TWWHB partner, Phillip Warren, will talk about subrogation. This is where your health insurance provider (whether it is Medicare, Tricare, or someone else) has provided you with medical benefits—meaning, paid for treatment you received—to treat a personal injury, and your provider is now seeking repayment of those benefits because you settled your personal injury claim. At its core subrogation is simply your obligation to pay your health insurance provider back out of the funds you receive from your personal injury settlement. If you settle your personal injury claim without considering subrogation rights—meaning, without paying your health insurance provider back—your provider could initiate litigation to recover the debt you owe or refuse to provide you with insurance benefits in the future. This is why it is imperative that you get a professional on board to help you resolve a personal injury claim.
At TWWHB our mission is to help you. This is why we never require any fee or obligation to simply talk to you, discuss your case, and explain your rights. We handle subrogation claims and issues for our clients when they settle a personal injury claim. If you have a legal question that is not listed here or you have further questions about a topic we have covered in a Legal Minute Video, feel free to give us a call. Our attorneys are happy to talk to you about what has happened and make sure you understand your rights.
QUESTION
Why should I be concerned about subrogation rights when settling my personal injury claim?
ANSWER
One of the biggest mistakes that we see people make that are handling their own personal injury claim is failing to understand something called SUBROGATION. That's where your health insurance company—Medicare, Tricare, or someone else—has paid benefits on your behalf related to the injury, and then they are coming afterward and they are asking for repayment of those benefits because you've received a settlement. Now, most of the time if you do not pay that, they can institute litigation against you, or even refuse to provide you benefits in the future. So, before you resolve a claim on your own, you need to understand what your subrogation claims involve and what your rights are. Here at Taylor, Warren, Weidner, Hancock & Barnes, we never charge any fee, cost, or obligation to advise you of your rights, and we handle resolving subrogation claims on behalf of our personal injury clients. Contact us today.