Will My Homeowner’s Insurance Pay If There Was Prior Damage

Your Property Does Not Have to Be In Immaculate Condition to Be Covered

It is rare our homes or business properties are always in immaculate condition in need of no repair.  There are often things that need to be done, i.e., maybe some sheetrock repair that was incomplete, a lighting fixture that hasn't yet been installed, some torn carpet that needs to be ripped up and replaced.  What happens when a storm hits and your property sustains extensive damage on top of this old damage.  Can the insurance company deny your storm claim?  They often try to, and we often have to file a lawsuit over whether your damages are covered under the policy or whether the insurance company can exclude them as normal wear and tear or lack of maintenance.  TWWHB Attorney Brian Hancock, here, discusses a homeowner's insurance claim we recently settled involving wind damage and water intrusion to our clients' home. If you have suffered damage to your home or business as a result of fire, flood, or storms like Hurricane Michael or Sally and have questions about your homeowner's insurance coverage and what you are entitled to recover, contact us.  We never charge a fee or cost for an initial consultation to explain your rights. 

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We never charge any fee or cost for an initial consultation to explain your rights. If you’ve been injured in a car accident or have question about an insurance claim, contact us.