Think your insurance company will treat you fairly if you only want what is fair? Think again. Thousands of policyholders have filed Civil Remedy Notices this year alone against their insurance companies.
What is a Civil Remedy Notice?
A Civil Remedy Notice is a prerequisite to filing a bad faith lawsuit against your insurer and acts as legal notice to the insurance company that you (the policyholder) believe they have acted in bad faith in investigating or handling your claim or denied without a reasonable investigation. The Florida Department of Financial Services explains that a Civil Remedy Notice is intended to:
The Civil Remedy Notice is intended for use by parties who are beginning the process of filing suit against an insurer, when a party feels they have been damaged by specific acts of the insurer. The Notice is intended to meet a portion of legal requirements set forth in Section 624.155, Florida Statutes, which requires a party to file Notice with both the insurer and the Department of Financial Services (DFS) at least 60 days prior to bringing an action against the insurer. The DFS does not involve itself in the pre-suit negotiations or communications related to Notices as such actions are not within the scope of its statutory authority.
If an Insurance Company Has Treated You Unfairly, Contact Us
If you feel you are being treated unfairly by your insurance company, you have rights. At Taylor, Warren & Weidner we never charge for a consultation to sit down with you to explain your rights. We believe legal advice should be free. And, we always work to make sure policyholders understand how the claims process works, how insurance companies may try to take advantage of them, and what they can do to make sure they preserve and protect their rights and their claim. If you are struggling with an insurance company that you believe is trying to delay, harass, or wrongfully deny your claim, contact us for a free no-cost, no-obligation consultation to learn your rights at (850) 438-4899.
Conduct Your Own Civil Remedy Notice Search
Feel free to conduct your own search of Civil Remedy Notices filed in Florida at https://apps.fldfs.com/CivilRemedy/SearchFiling.aspx.