It is possible. For accidents occurring in Pensacola or the Northwest Florida area, it depends on your insurance policy and how the accident happened.
Many people assume uninsured/underinsured motorist (UM/UIM) coverage only protects them when they're driving their own vehicle. In some situations, however, UM coverage may also apply if you're riding an e-bike or e-scooter and are struck by an uninsured, underinsured, or hit-and-run driver. Florida's uninsured motorist statute protects insured people who are legally entitled to recover damages from an uninsured or underinsured motor vehicle, and some policies extend that protection even when the insured is not occupying a vehicle.
Whether coverage applies depends on the language of your policy, the facts of the crash, and Florida law. Because these cases can be complex, it's important not to assume you have—or don't have—coverage without carefully reviewing your policy.
Bottom Line from TWWLAWFIRM.COM
Many injured riders don't realize their own insurance policy may provide benefits after an e-bike or e-scooter accident. Understanding every available source of insurance coverage can be just as important as determining who caused the crash.
(This legal/medical information is for general educational purposes only. While it applies in many situations, no attorney-client relationship is formed—which enables a lawyer to give specific legal advice—until you have spoken to the lawyer directly and retained him or her in writing.)