Will Your Insurance Company Pay for Matching?

Posted by Phillip Warren | Nov 02, 2023 | 0 Comments

      Under Florida law, insurance carriers are responsible for paying the cost required to match materials when repairs are made.  Meaning, to the extent possible, your insurer must pay for repairs and replacements necessary to maintain uniformity so that the repairs don't look like...

5 Insurance Company Tactics in Fire Claims

Posted by Phillip Warren | Sep 23, 2023 | 0 Comments

From our decades of experience helping homeowners with their fire claims, we have learned from experience over the years that sometimes your insurance company can cause you as much (if not more) grief and anguish than the fire itself.  Processing your claim without unnecessary delay is required b...

Negotiating with FIGA: Know Your Rights

Posted by Phillip Warren | Aug 15, 2023 | 2 Comments

If you have an open Hurricane Ian or other property damage claim and your insurance company goes bankrupt (insolvent), Florida Insurance Guaranty Association (FIGA) will likely be responsible to pay your claim, but you need to know your rights and the full amount you are entitled to recover.  Sim...

Who Is Responsible In an eBike Accident?

Posted by Phillip Warren | Aug 14, 2023 | 0 Comments

Studies show, the sales of eBikes grew by 240% between 2019 and 2021 and that by 2023, around 300 million eBikes will be in use around the world.  However, as eBike popularity continues to grow, both in Florida and nationwide, so will the likelihood of accidents involving eBikes.  As experienced ...

TWWH Client Featured in Washington Post Article: How Florida Let a Top Insurer Abandon Homeowners In Their Time of Greatest Need

Posted by Phillip Warren | Aug 07, 2023 | 0 Comments

“These people knew my walls were broken and crumbling, and they put me through hell,” our client, Kestra Brown, said in this watershed Washington Post article, revealing the aggressive tactics United Property and Casualty (UPC) took to deny and underpay claims before collapsing when Hurricane Ian...

5 Insurance Company Tactics in Tornado/Windstorm Claims

Posted by Phillip Warren | Jul 30, 2023 | 0 Comments

You purchased insurance in order to protect your home against wind.  You paid insurance premiums for this very reason.  Insurance works when the insurance company honors its promise by paying you promptly and fairly. Insurance does not work when the company delays or wrongfully denies your claim....

5 Tips to Prepare for a Pensacola Hurricane

Posted by Phillip Warren | Jun 21, 2023 | 0 Comments

The best time to prepare for a hurricane in Pensacola is before a hurricane ever forms in the Gulf of Mexico. It is vital to document the condition of your home, understand your insurance coverages and limits, protect your property as best you can, and have an emergency plan and kit in place.  He...

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