“These people knew my walls were broken and crumbling, and they put me through hell,” our client, Kestra Brown, said in this watershed Washington Post article, revealing the aggressive tactics United Property and Casualty (UPC) took to deny and underpay claims before collapsing when Hurricane Ian...
When you tell your insurance company “You owe me X dollars to fix my house,” you expect them to pay that amount, or at least an amount close enough you're willing to accept it. What do you do if they respond with “Well, we don't like that number. Here's 30% of it.” As experienced hurricane att...
We understand. For many southern Floridians wrestling with the aftermath of Hurricane Ian and trying to get their insurance claims adjusted and their properties restored, your first instinct after Ian was likely to start cleaning everything up, making repairs, and putting your house and life bac...
October 10, 2020 will mark the two-year anniversary of Hurricane Michael. Sadly, many victims are still waiting on payment in full from their insurance companies for damage Hurricane Michael caused to their home. How are insurance companies able to do this? By pulling a few tricks which we are...
A recent study issued by the AAA Foundation for Traffic Study suggests the answer is likely ‘yes.' While features like adaptive cruise-control and lane-keeping-assist technologies were designed to help drivers stay safe for extended periods, new research suggests technologies like these may be lu...
The travel season is upon us. Unfortunately, historical data show that many motorists from Escambia and Santa Rosa Counties and beyond will be involved in dangerous car accidents over the next couple of months. That is why we want to share in advance several important factors that those impacted ...
When Universal Property and Casualty Insurance Company denied these policyholders' claim for damage to their home from a fire, the homeowners contacted us. This Pensacola family had purchased homeowner's insurance from the company with the red elephant, Universal Property and Casualty Insurance ...
Insurance Companies Rarely Treat Injured Victims Fairly Why contact an attorney after a car accident? Because the person who will decide how much compensation you deserve is almost always an insurance company, and insurance companies rarely treat folks fairly. When you have medical expenses pi...
Some things are okay to do yourself. Others you should let a professional handle. If you're not comfortable handling it alone, and your future depends on the outcome, why risk it? If you've been injured in a car accident and you don't know what you are entitled to recover, that's no time to DI...
Read Harper v. Geico, 44 Fla. L. Weekly D618 (Fla. 2nd DCA, March 1, 2019). The Florida Second District Court of Appeals showed it is not afraid to uphold your rights as policyholders under the law. Unfortunately, insurance companies often try to come up with many fine-print or other outlandish...
It appears Pensacola Representative, Alex Andrade, is listening more closely to the insurance company lobbyists than his own constituents in filing House Bill 751 which could take away your ability to sue your insurance company for bad faith. A recent investigative report from WFLA featured a Flo...
Read State Farm v. Hanania, 2018 WL 6442020 (Fla. 1st DCA, December 10, 2018) A recent case out of the Florida First District Court of Appeals is proof: Insurance companies will often say just about anything to avoid paying claims. Unfortunately, many people do not know the law or their rights w...
Unfortunately, after a disaster like Hurricane Michael, many service providers will flock to the area trying to pick up as much work as possible while it is available. Some will be legitimate, licensed contractors. Others will not. Beware of fly-by-night repair businesses. Some service provid...
In a tight, 4-3 decision, the Supreme Court of Florida recently settled the long-standing debate of whether Florida state courts would continue to apply the Frye standard Florida has been using for decades to determine the admissibility of expert witness testimony, or convert to the Daubert stand...
For anyone affected by Hurricane Michael, please use caution and good judgment when responding to direct contacts from those who want to offer you services right now (contractors, public adjusters, insurance representatives, even attorneys).
After the death of her husband, our client retained Stephanie Taylor when the “accidental death” insurance policy, purchased through her husband's employer, refused to pay benefits. Her husband was traveling to work in Alabama at the time of his death. Relative to health issues, he was taking m...
Has the other driver's insurance company offered to pay you policy limits? DO NOT SETTLE until you learn what other coverages may apply. TWW attorney, Keith Weidner, here discusses multiple policies that might provide coverage, that you may not be aware of. By settling for one policy limit, you m...
Sometimes the entire insurance claim. Florida law provides insurance companies the right to deny otherwise legitimate claims because of innocent mistakes in insurance applications. In addition, most insurance policies contain a provision that allows the insurance company to completely deny your c...
We never charge any fee or cost for an initial consultation to explain your rights. If you’ve been injured in a car accident or have question about an insurance claim, contact us.
