Florida Farm Bureau Casualty Insurance Company v. Mathis —So.3d—, 35 Fla. L. Weekly D868a,  2010 WL 1542631 (Fla. 1st DCA April 20, 2010)

Mr. and Mrs. Mathis suffered damage to their two story home in Navarre Beach following Hurricane Ivan.  The Mathis’ were insured under a flood policy and a separate homeowners policy which covered windstorm coverage.  The home was deemed a total loss by the county and in order to rebuild or repair, the Mathis’ would need to comply with current building codes requirements with regards to elevation heights.  The expense to repair as well as the unsafe nature of the structure left  the Mathis’ with no choice but to demolish their home.  (more…)