Taylor, Warren & Weidner, P.A. | Pensacola, Florida » disability claims

Insurance: Delay, Deny, Defend

Keith Weidner — Wed, 11 Jan 2012 18:52:39 +0000

Interesting article in the Huffington Post last month. This article exposes what most of us already know. Insurance companies are putting profits ahead of people. They are able to get away with this because the laws which regulate this industry are weak and one-sided. According to a prominent business professor from Northwestern University, claims have become a money-making process for the insurance industry. What this means is that insurance companies actually make money when you have a loss.

According to the Huffington Post, the insurance company makes money off of their clients by purposefully low-balling their customers. According to the article, if a customer refused a low ball offer, their claim would be delayed and the customer would be intentionally forced to bring expensive litigation. According to a former Allstate Insurance Company claims agent, their strategy was to make enforcing your rights so expensive and time-consuming that lawyers could not afford to help policy holders. This former Allstate employee states that this policy was nick named, “From Good Hands to Boxing Gloves.”

The Huffington Post cites to an article which identifies Allstate Insurance Company as the worst insurance company in the country. Behind Allstate are Unum, AIG, State Farm, Conseco, WellPoint, Farmers, UnitedHealth, Torchmark, and Liberty Mutual. To read more about how insurance companies are purposefully delaying your claims read the article here. Link

New Television Commercials

Keith Weidner — Wed, 02 Mar 2011 20:48:57 +0000

In an effort to better reach out to the community and let them know what we do at Taylor, Warren & Weidner, P.A., we have launched three new television commercials. See them here:

Stephanie Taylor on Disability Insurance

Click here to view the embedded video.

Keith Weidner on Insurance Claim Denials

Click here to view the embedded video.

Stephanie Taylor on Social Security Disability

Click here to view the embedded video.

Job Losses Send Disability Claims Soaring

Stephanie Taylor — Mon, 21 Dec 2009 16:15:05 +0000

According to the Social Security Administration (SSA), new claims for disability benefits rose nearly 17 percent nationwide in 2009 and disability filings are projected to rise another 10 percent in 2010, to 3.3 million claims. Michael Astrue , commissioner of SSA, acknowledges that “the biggest problems are states that have a combination of two things: One the economy is very bad; and two, the state has embraced furloughs.” Astrue further cited California, Wisconsin, and Ohio as three of the states where the SSA is struggling to keep up. A good amount of the new disability claims are filed by workers whose employers are no longer able to make accommodations for disabling conditions. Because these long standing employees often need physical assistance to perform their jobs, or require excessive absences due to health conditions, employers are choosing to retain employees who can offer more productivity and reduce the bottom line. How SSA will consider claimants who until recently were able to work despite their impairing conditions, remains to be seen.

http://www.msnbc.msn.com/id/34381782/ns/us_news-the_elkhart_project/sp-tx

Disability Delays Can Lead to Personal Havoc

Stephanie Taylor — Wed, 30 Sep 2009 21:01:32 +0000

This article by Richard Wolf addresses the significant financial and personal impacts claimants suffer while waiting for disability benefits. The lengthy waits can lead to bankruptcies, foreclosures, divorce, and even suicide. Advocates for Disability organizations are demanding an agency overhaul of the system that seems to focus on fraud and lean toward denying cases.

http://www.usatoday.com/news/washington/2007-07-29-disabilityinside_N.htm